Health Insurance
Health Insurance Requirements
Medical care in the USA is expensive, and the ELI鈥檚 medical insurance helps to pay for a part of students鈥 healthcare and medical expenses. The insurance cost will be included on your ELI session bill.
All students are required to purchase the ELI鈥檚 health insurance plan.
Failure to have medical insurance in the US can lead to refusal of medical treatment and/or extremely high medical costs to be paid directly from patient to medical care provider. In other words, if you do not have medical insurance, you may not be able to see a medical person and could get extremely high bills that you must pay. This is why the ELI requires all students to have medical insurance.
Sponsored students: Students who have a scholarship from their government (with scholarships that include a health insurance plan)听do not听need to buy ELI insurance. If you are not sure if your government scholarship has a health insurance plan, contact听elibilling@udel.edu.
For students with families:听Geoblue also provides medical coverage of spouses and dependents. Please email听elibilling@udel.edu听if you would like this coverage.
Special note:听American insurance plans do NOT cover illnesses or medical needs you developed听before听coming here (eg: diabetes, pregnancy, emphysema). These are called 鈥減re-existing conditions.鈥
Health Insurance Access
Any current student who paid the ELI insurance fee for their session is enrolled and can access their insurance card one of two ways:
- Electronic ID Cards: Members can conveniently view, fax or email their ID card through the Geoblue mobile app under 鈥淓ligibility.鈥澨
- Members can also access an electronic copy of the ID card on the Member Hub, at听. OR you can email听elibilling@udel.edu听and we will email you a PDF copy of your insurance card.
Students who are on leave of absence (LOA) or vacation are not enrolled in ELI鈥檚 health insurance. Students who are staying in the United States and would like ELI health insurance coverage should contact听elibilling@udel.edu听with their full name, student ID number, and state that they would like to have health insurance coverage. The cost is $330, and payment will be required before health insurance cards will be issued. Students will also need to pay the $181 student wellbeing fee if they want to have access to the 91原创 Health Center during their time away.