Plan Rates

2026-2027 Plan Year

Ìý

Health Care Coverage

Effective July 1, 2026

Ìý

Ìý
ÌýTotal Per Month RateUniversity SharePremium Paid by the Employee/RetireePremium with Surcharge*
Highmark Blue Choice Deductible PPO
Employee/Retiree$1,113.08$1,068.56$44.52Ìý
Employee/Retiree & Spouse$2,302.92$2,210.82$92.10$292.10
Employee/Retiree & Child(ren)$1,691.98$1,624.32$67.66Ìý
Family$2,878.76$2,763.62$115.14$315.14
Aetna CDH GoldÌý
Employee/Retiree$1,152.02$1,094.44$57.58Ìý
Employee/Retiree & Spouse$2,388.62$2,269.20$119.42$319.42
Employee/Retiree & Child(ren)$1,760.08$1,672.10$87.98Ìý
Family$3,034.54$2,882.82$151.72$351.72
Aetna HMOÌý
Employee/Retiree$1,162.04$1,086.52$75.52Ìý
Employee/Retiree & Spouse$2,450.04$2,290.78$159.26$359.26
Employee/Retiree & Child(ren)$1,777.62$1,662.08$115.54Ìý
Family$3,057.08$2,858.38$198.70$398.70
Highmark Blue Choice PPOÌý
Employee/Retiree$1,303.44$1,130.74$172.70Ìý
Employee/Retiree & Spouse$2,704.78$2,346.42$358.36$558.36
Employee/Retiree & Child(ren)$2,008.84$1,742.68$266.16Ìý
Family$3,381.36$2,933.34$448.02$648.02

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

Individual Medicare Supplements

Current Rates

(Retiree and/or Spouse, when Medicare eligible)

ÌýTotal Monthly RateUniversity SharePremium Paid by Employee/RetireePremium with Surcharge*
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse$643.02$610.87$32.15$232.15
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse$364.56$346.33$18.23$218.23

Medicare Supplement plans are provided at no cost for 91Ô­´´ retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit theÌýWorking Spouse SurchargeÌýinfo page.

ÌýÌýÌý

Active Employee Dental Coverage

ÌýTotal Monthly RateUniversity ShareEmployee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee$52.10$52.10$0
Employee & Spouse$104.88$104.88$0
Employee & Child(ren)$117.34$117.34$0
Family$170.52$170.52$0
Through COBRA, University Retirees may participate in Active Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

Ìý

Retiree Dental Coverage

ÌýTotal Monthly RateUniversity ShareRetiree Share
MetLife Dental Core for Retirees (only)
Retiree$38.61$0.00$38.61
Retiree & Spouse$71.87$0.00$71.87
Retiree & Child(ren)$85.65$0.00$85.65
Family$127.64$0.00$127.64
MetLife Dental Enhanced for Retirees (only)
Retiree$49.16$0.00$49.16
Retiree & Spouse$91.88$0.00$91.88
Retiree & Child(ren)$103.63$0.00$103.63
Family$156.46$0.00$156.46

Ìý

Active Employee Vision Coverage

ÌýTotal Monthly RateUniversity ShareEmployee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees
Employee$4.42$4.42$0
Employee & Spouse$9.50$4.42$5.08
Employee & Child(ren)$7.16$4.42$2.74
Family$13.06$4.42$8.64

Retiree Vision Coverage

ÌýTotal Monthly RateUniversity ShareRetriee Share
Vision Plan Administered by National Vision Administrators (NVA) for Retirees
RetireeÌý$4.42Ìý$0$4.42
Retiree & Spouse$9.50Ìý$0$9.50
Retiree & Child(ren)Ìý$7.16Ìý$0Ìý$7.16
FamilyÌý$13.06$0Ìý$13.06

Ìý

Health Care Coverage

Effective July 1, 2026

Ìý

Ìý
ÌýPer-Pay RateUniversity SharePremium Paid by Employee/RetireePremium with SurchargeÌý
Highmark Blue Choice Deductible PPOÌýÌý
Employee/Retiree$556.54$534.28$22.26ÌýÌý
Employee/Retiree & Spouse$1,151.46$1,105.41$46.05$146.05Ìý
Employee/Retiree & Child(ren)$845.99$812.16$33.83ÌýÌý
Family$1,439.38$1,381.81$57.57$157.57Ìý
Aetna CDH GoldÌýÌýÌý
Employee/Retiree$576.01$547.22$28.79ÌýÌý
Employee/Retiree & Spouse$1,194.31$1,134.60$59.71$159.71Ìý
Employee/Retiree & Child(ren)$880.04$836.05$43.99ÌýÌý
Family$1,517.27$1,441.41$75.86$175.86Ìý
Aetna HMOÌýÌýÌý
Employee/Retiree$581.02$543.26$37.76ÌýÌý
Employee/Retiree & Spouse$1,225.02$1,145.39$79.63$179.63Ìý
Employee/Retiree & Child(ren)$888.81$831.04$57.77ÌýÌý
Family$1,528.54$1,429.19$99.35$199.35Ìý
Highmark Blue Choice PPOÌýÌýÌý
Employee/Retiree$651.72$565.37$86.35ÌýÌý
Employee/Retiree & Spouse$1,352.39$1,173.21$179.18$279.18Ìý
Employee/Retiree & Child(ren)$1,004.42$871.34$133.08ÌýÌý
Family$1,690.68$1,466.67$224.01$324.01Ìý

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

Active Employee Dental Coverage

ÌýPer-Pay RateUniversity ShareEmployee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee$26.05$26.05$0
Employee & Spouse$52.44$52.44$0
Employee & Child(ren)$58.67$58.67$0
Family$85.26$85.26$0
Through COBRA, University Retirees may participate in Active Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

Vision Coverage

ÌýPer-Pay RateUniversity ShareEmployee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees and 91Ô­´´ Retirees*
EmployeeÌý$2.21Ìý$2.21$0
Employee & Spouse$4.75Ìý$2.21$2.54
Employee & Child(ren)Ìý$3.58Ìý$2.21Ìý$1.37
FamilyÌý$6.53$2.21Ìý$4.32
*91Ô­´´ retirees are responsible for the Total Monthly Premium. There is no University contribution toward the cost of vision coverage for retirees or their eligible family members.

Effective July 1, 2026

Health Care Coverage

ÌýTotal Monthly RateCOBRA @ 102%Total Monthly with Surcharge
Highmark Blue Choice Deductible PPOÌý
Employee/Retiree$1,113.08$1,135.34Ìý
Employee/Retiree & Spouse$2,302.92$2,348.98$2,552.98
Employee/Retiree & Child(ren)$1,691.98$1,725.82Ìý
Family$2,878.76$2,936.34$3,140.34
Aetna CDH GoldÌý
Employee/Retiree$1,152.02$1,175.06Ìý
Employee/Retiree & Spouse$2,388.62$2,436.39$2,640.39
Employee/Retiree & Child(ren)$1,760.08$1,795.28Ìý
Family$3,034.54$3,095.23$3,299.23
Aetna HMOÌý
Employee/Retiree$1,162.04$1,185.28Ìý
Employee/Retiree & Spouse$2,450.04$2,499.04$2,703.04
Employee/Retiree & Child(ren)$1,777.62$1,813.17Ìý
Family$3,057.08$3,118.22$3,322.22
Highmark Blue Choice PPOÌý
Employee/Retiree$1,303.44$1,329.51Ìý
Employee/Retiree & Spouse$2,704.78$2,758.88$2,962.88
Employee/Retiree & Child(ren)$2,008.84$2,049.02Ìý
Family$3,381.36$3,448.99$3,652.99

Dental Coverage

ÌýTotal Monthly RateCOBRA @ 102%
Dental Plan Administered by MetLife
Employee$52.10$53.14
Employee & Spouse$104.88$106.98
Employee & Child(ren)$117.34$119.69
Family$170.52$173.93

Ìý

Vision Coverage


ÌýTotal Monthly RateCOBRA @ 102%
Vision Plan Administered by National Vision Administrators (NVA)
Employee$4.42$4.51
Employee & Spouse$9.50$9.69
Employee & Child(ren)$7.16$7.30
Family$13.06$13.32

Health Care Coverage

Rates EffectiveÌýJuly 1, 2026

ÌýPer-Pay RateUniversity ShareEmployee Share
Highmark Blue Choice Deductible PPO
Employee$556.54Ìý$544.04Ìý$12.50Ìý
Employee & Spouse$1,151.46Ìý$1,128.44Ìý$23.02Ìý
Employee & Child(ren)$845.99Ìý$829.08Ìý$16.91Ìý
Family$1,439.38Ìý$1,410.60Ìý$28.78Ìý
Aetna CDH Gold
Employee$576.01Ìý$561.62Ìý$14.39Ìý
Employee & Spouse$1,194.31Ìý$1,164.46Ìý$29.85Ìý
Employee & Child(ren)$880.04Ìý$858.05Ìý$21.99Ìý
Family$1,517.27Ìý$1,479.34Ìý$37.93Ìý
Aetna HMO
Employee$581.02Ìý$562.14Ìý$18.88Ìý
Employee & Spouse$1,225.02Ìý$1,185.21Ìý$39.81Ìý
Employee & Child(ren)$888.81Ìý$859.93Ìý$28.88Ìý
Family$1,528.54Ìý$1,478.87Ìý$49.67Ìý
Highmark Blue Choice PPO
Employee$651.72Ìý$608.55Ìý$43.17Ìý
Employee & Spouse$1,352.39Ìý$1,262.80Ìý$89.59Ìý
Employee & Child(ren)$1,004.42Ìý$937.88Ìý$66.54Ìý
Family$1,690.68Ìý$1,578.68Ìý$112.00Ìý

2025-2026 Plan Year

Ìý

Health Care Coverage

Effective July 1, 2025

Ìý

Ìý
ÌýTotal Per Month RateUniversity ShareEmployee/Retiree SharePer Month Employee/Retiree
Share w/Surcharge*
Highmark Blue Choice Deductible PPO
Employee/Retiree$1,102.06$1,057.98$44.08Ìý
Employee/Retiree & Spouse$2,280.12$2,188.92$91.20$291.20
Employee/Retiree & Child(ren)$1,675.24$1,608.24$67.00Ìý
Family$2,850.26$2,736.26$114.00$314.00
Aetna CDH Gold
Employee/Retiree$1,140.62$1,083.60$57.02Ìý
Employee/Retiree & Spouse$2,364.98$2,246.74$118.24$318.24
Employee/Retiree & Child(ren)$1,742.66$1,655.54$87.12Ìý
Family$3,004.50$2,854.28$150.23$350.22
Aetna HMO
Employee/Retiree$1,150.54$1,075.76$74.78Ìý
Employee/Retiree & Spouse$2,425.78$2,268.10$157.68$357.68
Employee/Retiree & Child(ren)$1,760.02$1,645.62$114.40Ìý
Family$3,026.82$2,830.08$196.74$396.74
Highmark Blue Choice PPO
Employee/Retiree$1,258.16$1,091.46$166.70Ìý
Employee/Retiree & Spouse$2,610.80$2,264.88$345.92$545.92
Employee/Retiree & Child(ren)$1,939.04$1,682.12$256.92Ìý
Family$3,263.86$2,831.40$432.46

$632.46

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

Individual Medicare Supplements

Current Rates

(Retiree and/or Spouse, when Medicare eligible)

ÌýTotal Monthly RateUniversity ShareEmployee/Retiree SharePer Month Employee/Retiree Share w/Surcharge*
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse$643.02$610.87$32.15$232.15
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse$364.56$346.33$18.23$218.23

Medicare Supplement plans are provided at no cost for 91Ô­´´ retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit theÌýWorking Spouse SurchargeÌýinfo page.

ÌýÌýÌý

Active Employee Dental Coverage

ÌýTotal Monthly RateUniversity ShareEmployee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee$49.15$49.15$0
Employee & Spouse$98.93$98.93$0
Employee & Child(ren)$110.70$110.70$0
Family$160.87$160.87$0
Through COBRA, University Retirees may participate in Active Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

Ìý

Retiree Dental Coverage

ÌýTotal Monthly RateUniversity ShareRetiree Share
MetLife Dental Core for Retirees (only)
Retiree$36.08$0$36.08
Retiree & Spouse$67.17$0$67.17
Retiree & Child(ren)$80.05$0$80.05
Family$119.29$0$119.29
MetLife Dental Enhanced for Retirees (only)
Retiree$45.94$0$45.94
Retiree & Spouse$85.87$0$85.87
Retiree & Child(ren)$96.85$0$96.85
Family$146.22$0$146.22

Active Employee Vision Coverage

ÌýTotal Monthly RateUniversity ShareEmployee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees
Employee$4.42$4.42$0
Employee & Spouse$9.50$4.42$5.08
Employee & Child(ren)$7.16$4.42$2.74
Family$13.06$4.42$8.64

Retiree Vision Coverage

ÌýTotal Monthly RateUniversity ShareRetriee Share
Vision Plan Administered by National Vision Administrators (NVA) for Retirees
RetireeÌý$4.42Ìý$0$4.42
Retiree & Spouse$9.50Ìý$0$9.50
Retiree & Child(ren)Ìý$7.16Ìý$0Ìý$7.16
FamilyÌý$13.06$0Ìý$13.06

Effective July 1, 2025

Health Care Coverage

ÌýTotal Monthly RateCOBRA @ 102%
Highmark Blue Choice Deductible PPO
Employee/Retiree$1,102.06$1,124.10
Employee/Retiree & Spouse$2,280.12$2,325.72
Employee/Retiree & Child(ren)$1,675.24$1,708.74
Family$2,850.26$2,907.27
Aetna CDH Gold
Employee/Retiree$1,140.62$1,163.43
Employee/Retiree & Spouse$2,364.98$2,412.28
Employee/Retiree & Child(ren)$1,742.66$1,777.51
Family$3,004.50$3,064.59
Aetna HMO
Employee/Retiree$1,150.54$1,173.55
Employee/Retiree & Spouse$2,425.78$2,474.30
Employee/Retiree & Child(ren)$1,760.02$1,795.22
Family$3,026.82$3,087.36
Highmark Blue Choice PPO
Employee/Retiree$1,258.16$1,283.32
Employee/Retiree & Spouse$2,610.80$2,663.02
Employee/Retiree & Child(ren)$1,939.04$1,977.82
Family$3,263.86$3,329.14

Dental Coverage

ÌýTotal Monthly RateCOBRA @ 102%
Dental Plan Administered by MetLife
Employee$49.15$50.13
Employee & Spouse$98.93$100.91
Employee & Child(ren)$110.70$112.91
Family$160.87$164.09

Vision Coverage


ÌýTotal Monthly RateCOBRA @ 102%
Vision Plan Administered by National Vision Administrators (NVA)
Employee$4.42$4.51
Employee & Spouse$9.50$9.69
Employee & Child(ren)$7.16$7.30
Family$13.06$13.32

Health Care Coverage

Rates EffectiveÌýJuly 1, 2025

ÌýPer Pay RateUniversity ShareEmployee Share
Highmark Blue Choice Deductible PPO
Employee$551.03$538.53$12.50
Employee & Spouse$1,140.06$1,117.26$22.80
Employee & Child(ren)$837.62$820.87$16.75
Family$1,425.13$1,396.63$28.50
Aetna CDH Gold
Employee$570.31$556.05$14.25
Employee & Spouse$1,182.49$1,152.93$29.56
Employee & Child(ren)$871.33$849.55$21.78
Family$1,502.25$1,464.70$37.55
Aetna HMO
Employee$575.27$556.57$18.69
Employee & Spouse$1,212.89$1,173.47$39.42
Employee & Child(ren)$880.01$851.41$28.60
Family$1,513.41$1,464.22$49.18
Highmark Blue Choice PPO
Employee$629.08$587.41$41.67
Employee & Spouse$1,305.40$1,218.92$86.48
Employee & Child(ren)$969.52$905.29$64.23
Family$1,631.93$1,523.81$108.11

2024-2025 Plan Year

Ìý

Health Care Coverage

Effective July 1, 2024

Ìý

Ìý
ÌýTotal Monthly RateUniversity ShareEmployee/Retiree Share
Highmark Blue Cross Blue Shield Delaware (HBCBSD) First State
Employee/Retiree$1,102.06$1,057.98$44.08
Employee/Retiree & Spouse$2,280.12$2,188.92$91.20
Employee/Retiree & Child(ren)$1,675.24$1,608.24$67.00
Family$2,850.26$2,736.26$114.00
Aetna CDH Gold
Employee/Retiree$1,140.62$1,083.60$57.02
Employee/Retiree & Spouse$2,364.98$2,246.74$118.24
Employee/Retiree & Child(ren)$1,742.66$1,655.54$87.12
Family$3,004.50$2,854.28$150.23
Aetna HMO
Employee/Retiree$1,150.54$1,075.76$74.78
Employee/Retiree & Spouse$2,425.78$2,268.10$157.68
Employee/Retiree & Child(ren)$1,760.02$1,645.62$114.40
Family$3,026.82$2,830.08$196.74
Highmark Blue Cross Blue Shield Delaware Comprehensive PPO Plan
Employee/Retiree$1,258.16$1,091.46$166.70
Employee/Retiree & Spouse$2,610.80$2,264.88$345.92
Employee/Retiree & Child(ren)$1,939.04$1,682.12$256.92
Family$3,263.86$2,831.40$432.46

Individual Medicare Supplements

Current Rates

(Retiree and/or Spouse, when Medicare eligible)

ÌýTotal Monthly RateUniversity ShareEmployee/Retiree Share
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse$643.02$610.87$32.15
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse$364.56$346.33$18.23
Medicare Supplement plans are provided at no cost for 91Ô­´´ retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

Active Employee Dental Coverage

ÌýTotal Per Pay RateUniversity ShareEmployee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee$46.81$46.81$0
Employee & Spouse$94.22$94.22$0
Employee & Child(ren)$105.43$105.43$0
Family$153.21$153.21$0

Ìý

Retiree Dental Coverage

ÌýTotal Monthly RateUniversity ShareRetiree Share
Dominion - Dental HMO for Retirees (only)
Retiree$27.94$0$27.94
Retiree & Spouse$51.96$0$51.96
Retiree & Child(ren)$56.00$0$56.00
Family$76.08$0$76.08
Delta Dental - PPO Plus Premier for retirees (only)
Retiree$37.44$0$37.44
Retiree & Spouse$76.42$0$76.42
Retiree & Child(ren)$75.02$0$75.02
Family$125.20$0$125.20
Through COBRA, University Retirees may participate in Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

Vision Coverage

ÌýTotal Per Pay RateUniversity ShareEmployee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees and 91Ô­´´ Retirees*
Employee$2.21$2.21$0
Employee & Spouse$4.75$2.21$2.54
Employee & Child(ren)$3.58$2.21$1.37
Family$6.53$2.21$4.32
*91Ô­´´ retirees are responsible for the Total Monthly Premium. There is no University contribution toward the cost of vision coverage for retirees or their eligible family members.

Effective July 1, 2024

Health Care Coverage

ÌýTotal Monthly RateCOBRA @ 102%
Highmark Delaware First State Basic
Employee/Retiree$1,102.06$1,124.10
Employee/Retiree & Spouse$2,280.12$2,325.72
Employee/Retiree & Child(ren)$1,675.24$1,708.74
Family$2,850.26$2,907.27
Aetna CDH Gold
Employee/Retiree$1,140.62$1,163.43
Employee/Retiree & Spouse$2,364.98$2,412.28
Employee/Retiree & Child(ren)$1,742.66$1,77.51
Family$3,004.50$3,064.59
Aetna HMO
Employee/Retiree$1,150.54$1,173.55
Employee/Retiree & Spouse$2,425.78$2,474.30
Employee/Retiree & Child(ren)$1,760.02$1,795.22
Family$3,026.82$3,087.36
Highmark Delaware Comprehensive PPO Plan
Employee/Retiree$1,258.16$1,283.32
Employee/Retiree & Spouse$2,610.80$2,663.02
Employee/Retiree & Child(ren)$1,939.04$1,977.82
Family$3,263.86$3,329.14

Dental Coverage

ÌýTotal Monthly RateCOBRA @ 102%
Dental Plan Administered by MetLife
Employee$46.81$47.75
Employee & Spouse$94.22$96.10
Employee & Child(ren)$105.43$107.54
Family$153.21$156.27

Vision Coverage


ÌýTotal Monthly RateCOBRA @ 102%
Vision Plan Administered by National Vision Administrators (NVA)
Employee$4.42$4.51
Employee & Spouse$9.50$9.69
Employee & Child(ren)$7.16$7.30
Family$13.06$13.32

Health Care Coverage

Rates Effective July 1, 2024

ÌýTotal Monthly RateUniversity ShareEmployee Share
Highmark Delaware First State Basic
Employee$1,102.06$1,077.06$25.00
Employee & Spouse$2,280.12$2,234.52$45.60
Employee & Child(ren)$1,675.24$1,641.74$33.50
Family$2,850.26$2,793.26$57.00
Aetna CDH Gold
Employee$1,140.62$1,112.11$28.51
Employee & Spouse$2,364.98$2,305.86$59.12
Employee & Child(ren)$1,742.66$1,699.10$43.56
Family$3,004.50$2,929.39$75.11
Aetna HMO
Employee$1,150.54$1,113.15$37.39
Employee & Spouse$2,425.78$2,346.94$78.84
Employee & Child(ren)$1,760.02$1,702.82$57.20
Family$3,026.82$2,928.45$98.37
Highmark Delaware Comprehensive PPO Plan
Employee$1,258.16$1,174.81$83.35
Employee & Spouse$2,610.80$2,437.84$172.96
Employee & Child(ren)$1,939.04$1,810.58$128.46
Family$3,263.86$3,047.63$216.23